Loan Calculator
Estimate your monthly payment and total interest for a loan.
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Estimated monthly payment
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How to use the Loan Calculator
- Enter the loan amount.
- Enter the annual interest rate.
- Enter the term in months.
- Read your estimated monthly payment and total interest.
How it works
The monthly payment uses the standard loan amortization formula, which spreads principal and interest evenly across the term. For example, a $10,000 loan at 12% annual interest over 24 months comes out to about $470.73 per month, with roughly $1,298 paid in total interest over the life of the loan.
Frequently asked questions
Does this include fees or insurance?
No — this is a standard amortized-payment estimate based on principal, rate, and term only. Your actual loan may include fees not reflected here.